A bank is a financial institution that accepts deposits from the public and creates credit. Here, we are giving the ‘List of Public sector banks in India and their headquarters’ along with their taglines and year of establishment. In this article, we have also included the proposed merger of SBI’s associate banks and Bhartiy Mahila Bank with state bank of India and its impact on Indian Banking Industry which will be useful GK Study material for the aspirants who are preparing for competitive exams like IAS/PCS/SSC and Banking etc.
Brand Ambassador is often called Corporate Ambassador who is appointed on the basis of popularity by an organization or company to represent a brand in a positive light. Here, we are giving the list of brand ambassadors in India and the list of brands/programmes.
India's largest purchasing power and huge market are attracting marketers from across the world. Among all the investors, Chinese investors and technology entrepreneurs comes with a Herculean investment in India’s start-up specialising in areas such as mobile gaming, education, healthcare, financial technology and Internet of Things (IoT) in India. Here, we are giving the list of Chinese Funded Companies in India (List of India’s Start-up Company funded by Chinese Investors) for general awareness (GK).
An Island is a land mass (smaller than a continent) that is surrounded by water. There are three types of Island: Continental Island; Oceanic Islands; and Tropical Island. Here, we are giving a list of the Major Islands of the World that will help the readers for enhancing general knowledge.
The Earth is only planet where life exists because of favourable atmosphere and Biosphere. It is covered around 70% by water and rest are the surface rises above sea level to form seven continent and countless smaller islands. Here, we are giving the list of Superlatives of World Geography for general awareness (GK).
Waterfalls are formed in the upper course of a river where water flows over a vertical drop or a series of drops in the course of a stream or river. Here, we are giving a list of Highest Waterfall in the world in which we have covered the name, location, source/river and approx. height in meters for general awareness.
About 70% of Earth surface is covered with water and is found in rivers, lakes, streams and oceans. Here, we are giving, the list of Major Rivers of the World which is very useful for the competitive examinations like UPSC-prelims, SSC, State Services, NDA, CDS, and Railways etc.
As per the website of RBI, there are 31 state Co-operative banks, 370 central Co-operative banks and 81 commercial banks (20 government and 61 private) working in India. Banking regulation act, 1949 is completely applicable to all the commercial banks of India while Co-operative banks are partially obliged to follow this act.
The government has increased their basic salaries by more than twice. Urjit Patel's basic salary has been increased to Rs. 2.5 lakh and Deputy Governor’s salary has been increased to Rs. 2.25 lakh. This change is effective from January 1, 2016. Prior to this increase, the basic salary of the Governor of the Reserve Bank was Rs.90.000 per month.
‘Budget’ is a systematic list of items of revenue and expenditure of the government of a defined duration or we can say it’s a plan for the income and expenditure of the government for the present, past and future financial years.
Asian Development Bank (ADB) was established in Dec. 1966. The aim of this bank was to accelerate economic and social development in Asia and pacific region. The bank started its functioning on January 1, 1967. Its head quarter is located at Manila, Philippines. Its chairmanship is always given to Japanese and 3 deputy chairmen belong to USA, Europe and Asia.
The Securities and Exchange Board of India is the regulatory body for dealing with all matters related to the development and regulation of securities market in India. It was established on 12th of April in 1988. It is headquartered in Mumbai. SEBI was declared a constitutional body in 1992. At present, Ajay Tyagi is the Chairperson of SEBI.
The Government of India had stated in the budget of 2017-18 that the total income of the government was Rs.21,46,735 cr. while fiscal deficit amounted to Rs. 5,46,532. Government of India receives maximum revenue from Borrowing and other Liabilities (19% of total revenue) while the share of states in taxes and fees (24% of the total expenditure)is the largest item of expenditure.
Reserve Bank of India (RBI) is the supreme monetary authority of India. This organization is responsible for printing of currency notes and managing the supply of money in the Indian economy. RBI works as a custodian of foreign reserve, banker’s bank, banker to the government of India and controller of credit.
Discovery is finding something meaningful that was not of knowledge before. This article deals with various discoveries which is like a new increment to knowledge help in the advancement of mankind like production of crop, medical applications etc.
A Foreign Direct Investment (FDI) is an investment by foreign investors in the foreign based company. Mainly there are two types of FDI, one is Green Field Investment (a fresh company is established in a foreign country) and the other is Portfolio Investment (shares of a foreign company are purchased or ownership acquired in a foreign company).
TSRI Scientists have discovered world’s first stable semi-synthetic organism that may be helpful in the discovery of various drugs or medicines. Here we have discussed about this single celled bacterium and also the structure and function of DNA how it works and how hereditary characteristics features travels from one generation to another.
The Dadasaheb Phalke Awards is given annually at the National Films Awards which is India's highest award in cinema. The awardee is honoured for their "outstanding contribution to the growth and development of Indian cinema". Here, we are given the list of Dadasaheb Phalke Award (1969-2016) for the aspirants of different competitive examination which can be used as revision capsule.
List of famous personalities, celebrities of the world (List of Obituary- National and International) who passed away recently and they enlighten the world from their contribution. This list will helps the students to crack examinations like UPSC, State Services LIC AAO, SSC CGL, Railways RRB, SBI Clerk, IBPS PO and other exams.
The Union Budget of India, which is known also as the ‘Annual financial statement’ in the Article 112 of the Indian Constitution. The first Union budget of independent India was presented by R. K. Shanmukham Chetty on November 26, 1947. Former Prime Minister Manmohan Singh and former finance minister Yashwant Sinha are the only two leaders who presented the Union Budget of India 5 times consecutively.
Economics is a very crucial subject for all the completive exams like IAS/PCS/SSC/Banking etc. every completive exam ask some questions based on the terminology of economics. So to cater the objectives of the aspirants; Jagran josh is giving some important terms of economics.
Different ministries of the government of India formulate various development schemes not to raise the profit but to maximise the welfare of the people. Some schemes like National Rural Livelihood Mission, MGNREGA, Bharat Nirman etc. are made by the government for rural development of India.
Antibiotics are introduced in 1940s and 1950s. They are medicines which are used to treat infections or diseases. Or we can say that it is a type of medication that destroys or slows down the growth of bacteria.
Under Article 112 of the constitution, a statement of estimated receipts and expenditure, called the 'Annual Financial Statement'. The finance minister of India presents the annual budget every year in the parliament. There are so many terms used during the full budget presentation which are not known to many peoples. So we are explaining a bit about these terms for the convenience of general public and students.
Trade Unions in India are registered and file annual returns under the Trade Union Act (1926). Statistics on Trade Unions are collected annually by the Labour Bureau of the Ministry of Labour, Government of India. Congress associated, the Indian National Trade Union Congress (INTUC) is assumed as the biggest of the seven central trade unions, with a membership of 33.3 million.
Every government launches various programmes to provide various kinds of facilities to its citizens. These programmes may be related to the field of education, health, electricity, employment and social upliftment of all the citizens. Examples of some programmes are: Pradhan Mantri Ujjwala Yojana, Pradhan Mantri Awas Yojana (PMAY) and Digital India Programme etc.
“Indian Economy” is one of the important parts of Exams like IAS, State PSC, SSC and other similar competitive exams. Here, we are giving a complete set of Indian Economy Questions & Answers in the form of Practice Sets that consists of 500+MCQs.
The Minister of Finance (or simply, finance minister) is the head of the Ministry of Finance of the Government of India. The finance minister is responsible for the fiscal policy of the government. The Finance Minister presents the annual Union Budget (article 112) in Parliament. The first finance minister of independent India was R. K. Shanmukham Chetty, who also presented its first Budget.
The 20th century has established so many institutions/organisations in the area of economics, social and politics. Some institutions like World Bank, International Monetary Fund is made to deal with monetary issues, United Nations is made to deal with political issues and European Union is made to deal with social and commercial issues.
In banking sector, there are 3 types of banks i.e. Public sector Banks, Private sector Banks and Foreign sector banks. In private sector Banks; the Banks are owned through either an individual or with limited partners and these types of banks are not incorporated. HDFC (Housing and Development Finance Corporation) is the biggest bank of India in terms of market capitalization followed by axis bank and ICICI Bank.