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NIACL AO 2018 Exam: Eligibility, Exam Pattern and Syllabus

Ritesh Ranjan

NIACL AO notification for the 312 Administrative Officer Scale – I posts of Company Secretary, Legal, Finance & Accounts, and Generalists is out for which the online application process ended on 26 December 2018. The date of the phase I exam is 30 January 2019 while that of phase II is 2 March 2019. The candidates, who have applied as per the eligibility for the posts in NIACL AO 2018 exam, should know the exam pattern and syllabus.

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NIACL AO 2018: Eligibility


A candidate applying for recruitment in the Company must be either-

(a) a citizen of India, or

(b) a subject of Nepal, or

(c) a subject of Bhutan, or

(d) a Tibetan refugee who came over to India before 1st January, 1962 with the intention of permanently settling in India, or

(e) a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania, Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India. Provided that a candidate belonging to categories (b), (c), (d) and (e) shall be a person in whose favour a certificate of eligibility has been issued by the Government of India.

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Educational Qualification

Generalists: A candidate must possess the minimum qualification of a graduate/post graduate in any discipline from a recognised University or any equivalent qualification recognised as such by Central Government with at least 60% marks in either of the degree examination for General candidates and at least 55% marks for SC/ST/PwBD candidates.

Specialists: A candidate must possess the minimum qualification as follows. The qualification should be from a recognised University or any equivalent qualification recognised as such by Central Government. Candidate should possess certificate in proof of passing the qualifying examination as on 01.12.2018.

MBA/PGDM Finance candidates must furnish certificate from university confirming their specialization in finance at the time of interview, failing which they will not be allowed to appear for the interview.


Minimum Qualification

Company Secretary

ACS/FCS from ICSI and Graduation/Post-graduation in any discipline with min 60%


Graduate/Post-graduate in Law with min 60% (55% for SC/ST/PwBD)








Finance & Accounts

Chartered Accountant (ICAI) and Graduation/Post-graduation

in any discipline with min 60% (55% for SC/ST/PwBD)


Cost and Management Accountant (The Institute of Cost

Accountants of India, earlier known as ICWAI) and

Graduation/Post-graduation in any discipline with min 60%

(55% for SC/ST/PwBD)


MBA Finance/PGDM FINANCE* with min 60% (55% for



M.COM with min 60% (55% for SC/ST/PwBD)

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(a) Educational qualifications should be from a University/ Institution/Board recognised by Govt. Of India/ approved by Govt. Regulatory Bodies and the result should have been declared on or before 01.12.2018.

(b) Proper document from Board / University for having declared the result on or before 01.12.2018 has to be submitted at the time of interview.

(c) The candidate must possess valid Mark-sheet / Degree Certificate of the necessary qualification as on 01.12.2018.

(d) The percentage marks shall be arrived at by dividing the total marks obtained by the candidate in all the subjects in all semester(s)/year(s) by aggregate maximum marks in all the subjects irrespective of honours / optional / additional optional subject, if any. This will be applicable for those Universities also where Class / Grade is decided on basis of Honours marks only. The fraction of percentage so arrived will be ignored i.e. 59.99% will be treated as less than 60%.

(e) Where CGPA / OGPA are awarded, the candidate will have to produce a certificate issued by the appropriate authority inter alia stating the norms of the University regarding conversion of grade into percentage and the percentage of marks scored by the candidate in terms of norms.

NIACL AO 2018: Exam Pattern and Syllabus


Minimum Age: 21 years Maximum Age: 30 years, as on 01.12.2018 i.e. a candidate must have been born not earlier than 2nd Dec 1988 and not later than 1st Dec 1997 (both dates inclusive).

Relaxation in upper age limit shall be as follows:


Age Relaxation

Scheduled Caste/Scheduled Tribe

5 Years

Other Backward Classes (Non creamy layer)

3 Years

Persons with Benchmark Disabilities as defined under “The Rights of Persons with Disabilities Act, 2016”

10 Years

Ex-servicemen including Commissioned Officers and ECOs/SSCOs who have rendered at least five years Military Service as on 01.12.2018 and have been released; (a) on completion of assignment (including those whose assignment is due to be completed within one year from 01.12.2018) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency; or (b) on account of physical disability attributable to Military Service; or (c) on invalidment. The ECOs/SSCOs who have completed an initial period of assignment of five years of Military Service as on 01.12.2018 and whose assignment has been extended beyond five years and in whose case the Ministry of Defence issues a certificate that they can apply for civil employment and that they will be released on three months’ notice on selection from the date of receipt of offer of appointment.

5 Years

Defence service personnel disabled in operation during the hostilities with any foreign country or in a disturbed area and released as consequence thereof

3 Years

Persons ordinarily domiciled in the State of Jammu & Kashmir during the period 1.1.1980 to 31.12.1989

5 Years

Existing Confirmed Employees of Public Sector General Insurance Companies (including GIC & Agriculture Insurance Company of India Ltd.)

8 Years


i. In case of a candidate who is eligible for relaxation under more than one of the above categories, the age relaxation will be available on a cumulative basis based on Govt. guidelines & Company Rules.

ii. Candidates seeking age relaxation will be required to submit copies of necessary certificate(s) and produce the original certificate(s) for verification at the time of interview and /or any subsequent stage of recruitment process.

iii. If a person with disability is entitled to age concession by virtue of being an Existing Confirmed Employee of Public Sector General Insurance Companies (including GIC & Agriculture Insurance Company of India Ltd.), concession to him/her will be admissible either as a ‘person with disability’ or as a ‘Existing Confirmed Employee of Public Sector General Insurance Companies (including GIC & Agriculture Insurance Company of India Ltd.)’ whichever may be more beneficial to him/her.

iv. In case of an Ex-serviceman who has once joined in a Govt. job on the civil side after availing the benefits given to him as an Ex-serviceman for his reemployment, his Ex-servicemen status for the purpose of re-employment in Government ceases. However he/she will be eligible for age relaxation as applicable to ex-servicemen.

v. An Ex- serviceman, who applies for various vacancies before joining any civil employment, can avail the benefit of reservation as ex-serviceman for any subsequent employment. However, to avail of this benefit, an ex-serviceman, as soon as he/she joins any civil employment, should give self declaration/undertaking to the concerned employer about the date-wise details of application for various vacancies for which he/she had applied for before joining the initial civil employment. Further, this benefit would be available only in respect of vacancies which are filled on direct recruitment and wherever reservation is applicable to the ex-servicemen.

vi. There is no reservation for Ex-servicemen in Officers’ Cadre.

NIACL AO 2018: Exam Pattern

The NIACL AO Exam has three stages:

1. Prelims Exam

2. Mains Exam

3. Interview

All the candidates have to appear separately in these stages to get qualified finally.

NIACL AO Prelims Exam Pattern (Generalists & Specialists Officers)

There is a major change in the NIACL AO 2018 Exam Pattern. NIACL has introduced the new concept of Sectional Timings in the Prelims Exam as done by the IBPS & SBI. The Prelims Exam is of Objective Type. It will be conducted online and total marks will be 100. The duration of this test will be of 1hour and there will be three sections which are as follows:




Quantitative Aptitude


20 min

Reasoning Ability


20 min

English Language


20 min



1 Hour


NIACL AO Mains Exam Pattern

Mains Exam is of Objective and Descriptive type. There are 200 marks for the Objective test and 30 marks for the Descriptive Test. Both the tests will be online and Descriptive Test is to be typed on the computer. Here is the pattern of the exams:

Mains Exam Objective Test (for Generalists):

The duration of the Objective Test is 2 hours. There will be 4 sections. Total marks will be 200.




Quantitative Aptitude



2 Hours

Reasoning Ability


English Language


General Awareness




Mains Exam Objective Test (for Specialists):

The duration of the Objective Test is 2 hours. There will be 5 sections. Total marks will be 200.




Quantitative Aptitude



2 Hours 

Reasoning Ability


English Language


General Awareness


Test for the Specific Discipline





Mains Exam Descriptive Test (for Generalist and Specialist):

The Descriptive Test will be of 30 minutes and for 30 marks. The test will be of Letter & Essay writing. The test will be in English and in online mode. 10 marks will be for letter writing and 20 marks will be for essay writing. The candidates need to qualify the descriptive test; but the marks in the descriptive test will not be considered for interview and final selection.

NIACL AO Interview

The weightage of online Exam and Interview will be 80:20. Final selection of the candidates is based on total marks obtained in the Main Exam & Interview.

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NIACL AO 2018: Syllabus

The NIACL has not provided any specific syllabus for the AO exam but on the basis of the analysis of previous exams, some important topics are as below:

Syllabus of Quantitative Aptitude

Data Interpretation

Number Series

Quadratic Equations


Ratio and Proportion

Simple & Compound Interest


Number System



Mixture and Allegations

Time and Work

Permutation & Combination

Data Sufficiency


Problems based on Age

Pipe and Cistern

Speed, Distance and Time


Profit, Loss and Discount


Syllabus of Reasoning Ability

Seating Arrangement

Data Sufficiency

Alphanumeric Series

Direction and Sense





Input - Output

Blood Relation


Syllabus of English Language

Reading Comprehension (including questions on vocabulary)

Cloze Test

Sentence Improvement

Para Jumbles/ Sentence rearrangements

Double Fillers (Sentence Completion)

Phrase Replacement

Picking out Irrelevant Statements

Theme of the Passage

Spotting Errors

Syllabus of General Awareness

Current Affairs (last 6 months)

Banking Awareness Topics (Banking in India, Banking Terminology, Bank Headquarters, Slogans of Banks)

Books & Authors

Important Places

Ports in India

Superlatives in India and the World

Awards & Honours

Headquarters of Important Organisations

Schemes of Government

Important Days

Countries, their Capitals and Currencies

Airports around the World

Abbreviations and Economic Terminologies

Syllabus for Professional Knowledge: Company Secretary

Advanced Company Law and Practice

Secretarial Audit, Compliance Management and Due Diligence

Corporate Restructuring, Valuation and Insolvency

Information Technology and Systems Audit

Financial, Treasury and Forex Management

Ethics, Governance and Sustainability

Advanced Tax Laws and Practice

Drafting, Appearances and Pleadings

Banking Law and Practice

Capital, Commodity and Money Market

Insurance Law and Practice

Intellectual Property Rights

International Business Laws

Syllabus for Professional Knowledge: Legal

Consumer Protection Act

Banking Regulations

Compliance and Legal Aspects


Negotiable Instruments, Securities, Foreign Exchange (Laws and Orders)

Prevention of Money Laundering

Bankers Book Evidence Act


Banking Ombudsman Scheme

Offenses and Penalties

Contract Acts, Partnerships, Companies and Firm

Limitation Act

Syllabus for Professional Knowledge: Finance & Accounts

Accounting for Business Decisions

Accounting Theory and Standards

Advanced Corporate Accounting

Advanced Financial Accounting

Applied Cost Accounting

Business Research Methods

Management of Financial Services

Managerial Finance

Modern Banking

Principles of Accounting

Quantitative Techniques for Finance

Computerised Accounting (Tally)

Communicative Skills

Cost Control Techniques

Costing Methods

Direct Taxes


Enterprise Resource Planning

Financial Accounting

Financial Markets and Institutions

Principles of Insurance Management

Principles of Modern Banking

Principles of Personal Finance

Project Management

Financial Management

Financial Services

Human Resource Management

Indirect Taxation

Insurance and Risk Management

International Financial Management

Investment & Portfolio Management

Management Accounting

Management Information Systems

Security Analysis and Portfolio Management

Considering the exam pattern and syllabus, the candidates should prepare for the exams. The syllabus is exhaustive and should be studied well so that the chance of success becomes more in the exam.

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